About Joe

NMLS #57425
DRE #01745069
Licensed in California, Colorado, Florida, Nevada, Texas,  & Washington

Our Story

Joe graduated from the University of Kentucky in 2004 with a bachelors in Classical English Literature and a minor in Marketing. He has been in the mortgage business for 15 years, and he loves what he gets to do. Joe has always loved helping people. Being a mortgage broker allows him to help people with their biggest financial responsibility. He feels honored every time he gets to do a loan for someone, and even more humbled when clients refer their friends and families.

Joe is married to his wonderful wife Laine. They were married on March 1, 2008, in front of our friends and family at Capital Christian Center. They live in Rancho Murieta, California. They are close to both of their families, to work and church. Their little family feels complete with their son Judah and daughter Ireland. Joe is also an avid golfer and serves on the Rancho Murieta Men’s Club Golf board.

Your Personal Loan Shopper

Additional Team Members

Devin Clardy


Ronnie Chaddock

Loan Coordinator